Do you have any tips on boat or motorcycle insurance?
Before you take your motorcycle on the road or put your boat on the water, call Cliff Insurance, serving boaters and cyclists in the Middleton, Madison and Wisconsin area, to be certain your insurance is ship-shape.
Motorcycles and boats are often significant investments, and the right insurance policy can help protect them. Here are a few tips, courtesy of Cliff Insurance Agency:
Insuring a boat or a motorcycle is not the same as insuring your car or home and while you may be able to add a motorcycle or boat to your auto policy, you could be missing out on valuable coverage. There are aspects of a motorcycle or boat which can be insured and which you may have never thought about.
- For example, a specialized motorcycle policy can provide coverage for custom paint jobs and aftermarket equipment that might not be covered if the bike were just added to a generic auto policy.
- A specialized boat policy could cover things like the cost to replace lost or damaged fishing gear and the cost of services like emergency on-water towing and fuel-spill cleanup. You probably wouldn’t get this coverage by adding a boat to a homeowner’s policy.
Consult with an independent agency – like Cliff Insurance Agency. Unlike “captive” agents who represent only one company, independent insurance agents are licensed insurance professionals who represent several companies. Cliff Insurance can review coverage options that could be applicable for your situation, answer all of your questions, and because they offer a variety of coverages as independent insurance agents, can suggest the best coverage options that meet your changing needs.
“An independent insurance agent or broker can make sure you have the specialized coverage you need to protect your boat or bike,” said Jim Lloyd, of the Progressive Group of Insurance Companies. “Some insurance companies provide only bare-bones protection for your boat or motorcycle by simply adding it onto your existing auto or homeowner’s policy, but independent agents and brokers can review and evaluate your needs to help match you with the company that will provide you with the combination of specialized coverage, service and price that’s best for you.”
To learn more about Boat and Motorcycle insurance, please call or email us with any questions. 608-203-8585 or 1-800-270-5101.
6661 University Ave